SEP IRA Calculator

Plan your retirement savings with a SEP IRA. Enter your self-employment income, age, current balance, and expected return to see your maximum allowable contribution (lesser of 20% of net earnings or $70,000 for 2026) and projected balance at age 65.

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SEP IRA Calculator — Retirement Planning for Self-Employed

Calculate your maximum SEP IRA contribution and project growth to retirement. Enter self-employment income, age, and return rate to plan for retirement.

Max Annual Contribution$20,000
Projected Balance at 65$2,021,461
Total Contributions$600,000
Total Investment Growth$1,421,461
Years Until 6530

SEP IRA Growth Projection

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