401(k) Retirement Calculator
Project your 401(k) balance at retirement. Enter your age, salary, contribution rate, employer match, and expected return to see how your retirement savings grow over time.
Why your 401(k) matters
A 401(k) is one of the most powerful retirement tools available to US employees. Contributions are made pre-tax, reducing your taxable income now. Your employer may match a portion of your contributions — that's free money. Earnings grow tax-deferred until withdrawal in retirement. For 2026, the contribution limit is $23,500 ($31,000 if age 50+). Always contribute at least enough to get the full employer match — it's an instant 100% return.
401(k) Calculator — Free Retirement Savings Calculator
Free 401(k) retirement calculator. Project your 401(k) balance at retirement including employer match and compound growth. Plan your retirement savings today.