Roth vs Traditional IRA Calculator
Compare the after-tax value of a Roth IRA versus a Traditional IRA at retirement. Enter your income, current age, retirement age, annual contribution, expected return, and tax rates to see which account type maximizes your spending power.
Roth vs Traditional IRA Calculator — Compare Retirement Accounts
Compare Roth IRA vs Traditional IRA growth and after-tax value. Enter income, age, contribution, return, and tax rates to see which comes out ahead.
Traditional After-Tax Value$9,07,973
Roth After-Tax Value$8,56,687
Difference (Roth - Traditional)$-51,286
Tax Paid Now (Roth)$50,050
Tax Paid Later (Traditional)$1,60,230
Years Until Retirement35