India Property Tax Calculator 2026

Calculate all property-related taxes in India. The main costs when buying property include stamp duty (5-7% varying by state), registration fee (1%), and TDS at 1% on purchases over ₹50 lakh. Annual municipal property tax varies by city. For rental properties, you get a 30% standard deduction on rental income under 'Income from House Property'.

India's Property Tax System

In India, property is subject to several taxes: Stamp duty (5-7% depending on the state) and registration fee (1%) are one-time costs at purchase. TDS at 1% is deducted on property purchases over ₹50 lakh. Annual municipal property tax is levied by local bodies and varies significantly by city. Rental income is taxed under 'Income from House Property' with a 30% standard deduction after municipal taxes.

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India Property Tax Calculator 2026 — Stamp Duty, Registration, Municipal Tax

Calculate Indian property costs: stamp duty 5-7% (state-dependent), registration 1%, TDS 1% on purchase over ₹50L, municipal property tax. Free calculator.

Property Value₹50,00,000
Stamp Duty (6%)₹3,00,000
Municipal Property Tax (10%)₹5,00,000
Registration Fee (1%)₹50,000
TDS (1%)₹50,000
GST on Under-Construction (5%)₹2,50,000
Total Taxes & Fees₹11,50,000
Total Cost (Property + Taxes)₹61,50,000

Cost Breakdown

Taxes at Different Property Values

India Property Tax Rules 2026

  • Stamp Duty: 5-7% of property value (varies by state; lower for women)
  • Municipal Property Tax: Varies by city — paid annually to local municipal corporation
  • Registration Fee: 1% of property value (plus nominal charges)
  • TDS (Section 194-IA): 1% on consideration of ₹50L or more
  • GST on Under-Construction: 5% (effective) — no GST on ready-to-move-in

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