PPF Calculator

Calculate your Public Provident Fund (PPF) maturity value. PPF offers tax-free returns backed by the Government of India, with a current interest rate of 7.1% (compounded annually, revised quarterly).

What is PPF?

The Public Provident Fund (PPF) is a long-term savings scheme introduced by the National Savings Institute of India. It offers tax-free returns with a government guarantee. The minimum annual contribution is ₹500 and the maximum is ₹1.5 lakh. Contributions qualify for tax deduction under Section 80C, and the maturity proceeds are completely tax-free.

Key features: 15-year lock-in period (extendable in 5-year blocks), interest rate set quarterly by the government, partial withdrawals allowed from year 7, loan facility available from year 3 to year 6.

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PPF Calculator — Public Provident Fund Calculator India 2026

Free PPF (Public Provident Fund) calculator for India. Calculate maturity value, interest earned, and tax savings under Section 80C. Current PPF rate 7.1%.

Max ₹1.5 lakh/year (₹12,500/month) under Section 80C

Minimum 15 years. Can extend in blocks of 5 years.

Current PPF Rate7.1%Set by Govt. of India (quarterly)
Total Investment₹9,00,000
Maturity Value₹16,27,284
Interest Earned₹7,27,284
Tax Saved (80C)18,000+At 30% tax bracket

PPF Balance Growth Over Time

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