India Capital Gains Tax Calculator 2026
Calculate Indian capital gains tax on stocks, property, and crypto assets. Short-term capital gains (STCG) on equity are taxed at 15% if held less than 12 months. Long-term capital gains (LTCG) over ₹1 lakh on listed equity are taxed at 10% without indexation. Property gains are taxed at 20% with indexation benefit. Cryptocurrency gains are taxed at a flat 30% with no deduction for expenses other than acquisition cost.
India's Capital Gains Tax Structure
India taxes capital gains differently based on asset type and holding period. For listed equity shares and equity-oriented mutual funds: STCG (held ≤12 months) at 15%, LTCG (>12 months) at 10% on gains exceeding ₹1 lakh. For property and other assets: STCG at the individual's marginal income tax rate, LTCG at 20% with indexation. Virtual Digital Assets (cryptocurrency) are taxed at a flat 30% with no loss offset, plus 1% TDS under Section 194S.
India Capital Gains Tax Calculator 2026 — STCG/LTCG/Property/Crypto
Calculate Indian capital gains tax: STCG 15% on equity, LTCG 10% on equity over ₹1L, property LTCG 20% with indexation, crypto 30%. Free calculator with CSV save.
Tax Comparison by Holding Period (Equity)
Gain vs Tax Breakdown
India Capital Gains Tax Rules 2026
- Equity STCG (≤12 months): 15% + 4% cess = 15.6%
- Equity LTCG (>12 months): 10% over ₹1.25L exemption + 4% cess = 10.4%
- Debt: STCG at slab rate; LTCG (>36m) 20% with indexation
- Property: STCG at slab rate (≤24m); LTCG (>24m) 20% with indexation
- Crypto/VDA: 30% flat, no cess, no deduction for expenses
- Indexation: Cost adjusted by CII (FY 2020-2021: 301, FY 2021-2022: 317, FY 2022-2023: 331, FY 2023-2024: 348, FY 2024-2025: 363, FY 2025-2026: 378, FY 2026-2027: 389)