Social Security Break-Even Calculator
Compare the lifetime benefits of claiming Social Security at 62, 67, or 70. Find the break-even age where delaying maximizes your total benefits.
Social Security Break-Even Calculator — When to Claim Benefits
Find the best age to claim Social Security. Compare claiming at 62, 67, and 70 to find your break-even point and maximize lifetime benefits.
Break-Even (62 vs 67)Age 78
Break-Even (62 vs 70)Age 80
Break-Even (67 vs 70)Age 82
Total by 90 (Claim 62)$6,26,400
Total by 90 (Claim 67)$7,48,800
Total by 90 (Claim 70)$8,06,400
67 vs 62 Difference+$1,22,400
70 vs 62 Difference+$1,80,000
70 vs 67 Difference+$57,600