RMD Calculator
Calculate your Required Minimum Distributions (RMD) from retirement accounts. Enter your balance, age, and beneficiary type to see your current RMD and a full distribution schedule through age 95.
RMD Calculator — Required Minimum Distribution Calculator
Calculate your Required Minimum Distributions (RMD) from 401(k) and IRA accounts. Free RMD calculator using IRS Uniform Lifetime Table.
RMD for Current Year (Age 72)$18,248
Total Lifetime Distributions (to 95)$397,705
Years of Distributions24
RMD Amount by Age
RMD Schedule
| Age | Factor | RMD | Remaining Balance |
|---|---|---|---|
| 72 | 27.4 | $18,248 | $500,000 |
| 73 | 26.5 | $18,179 | $481,752 |
| 74 | 25.5 | $18,179 | $463,573 |
| 75 | 24.6 | $18,105 | $445,393 |
| 76 | 23.7 | $18,029 | $427,288 |
| 77 | 22.9 | $17,872 | $409,259 |
| 78 | 22.0 | $17,790 | $391,387 |
| 79 | 21.1 | $17,706 | $373,597 |
| 80 | 20.2 | $17,618 | $355,891 |
| 81 | 19.4 | $17,437 | $338,273 |
| 82 | 18.5 | $17,342 | $320,836 |
| 83 | 17.7 | $17,147 | $303,493 |
| 84 | 16.8 | $17,044 | $286,347 |
| 85 | 16.0 | $16,831 | $269,302 |
| 86 | 15.2 | $16,610 | $252,471 |
| 87 | 14.4 | $16,379 | $235,861 |
| 88 | 13.7 | $16,021 | $219,482 |
| 89 | 12.9 | $15,772 | $203,461 |
| 90 | 12.2 | $15,384 | $187,689 |
| 91 | 11.5 | $14,983 | $172,305 |
| 92 | 10.8 | $14,567 | $157,322 |
| 93 | 10.1 | $14,134 | $142,755 |
| 94 | 9.5 | $13,539 | $128,621 |
| 95 | 9.0 | $12,787 | $115,082 |