Pension Calculator

Estimate your pension benefits at retirement. Enter your salary, years of service, and benefit multiplier to calculate your annual pension, lifetime value with COLA adjustments, and lump sum equivalent.

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Pension Calculator — Free Retirement Pension Estimator

Calculate your pension value at retirement. Estimate annual pension, lifetime value with COLA, and lump sum equivalent. Free interactive calculator.

Current AgeRetirement AgeCurrent Annual Salary ($)Years of ServiceBenefit Multiplier (%)Typical: 1-2.5%COLA (%)Survivor Benefit (%)

Annual Pension at Retirement$24,000

Lifetime Value (with COLA)$583,137

Lump Sum Equivalent$326,168

Survivor Annual Benefit (50%)$12,000

Years in Retirement20

Pension Payout & Cumulative Value Over Time

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