NZ KiwiSaver First Home Withdrawal Calculator

Estimate how much you can withdraw from your KiwiSaver for your first home purchase. See your eligible withdrawal amount, First Home Grant entitlement, and projected KiwiSaver growth. Check regional price caps.

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NZ KiwiSaver First Home Withdrawal Calculator — Withdrawal & Grant Estimator

Free New Zealand KiwiSaver first home withdrawal calculator. Estimate how much you can withdraw for your first home purchase and check First Home Grant eligibility.

Current Balance$30,000
Eligible to Withdraw$30,000Full balance available (after 3 yrs membership)
First Home Grant$10,000per person (new build)
Total Available$40,000Balance + Grant (if eligible)
Projected at 65 (if no withdrawal)$234,500

Projected KiwiSaver Growth to 65 (without withdrawal)

Eligibility Checks

  • ✓ Age requirement met (18-64)
  • ✓ KiwiSaver balance sufficient

You must have been a KiwiSaver member for at least 3 years. The property must be your first home (you have not owned a home before). The house price must be below the regional cap of $700,000.

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