Nigeria Pension & Social Contributions 2026

Calculate all mandatory social contributions in Nigeria including pension (EE 8%, ER 10%), NHIS (3%), ITF (1%), and NSITF (1%). Includes pie chart and stacked bar chart.

How Social Contributions work in Nigeria

Nigeria's social contribution system includes: Pension (EE 8% + ER 10%) under the Contributory Pension Scheme, NHIS (National Health Insurance Scheme, ~3%), ITF (Industrial Training Fund, 1%), and NSITF (Nigeria Social Insurance Trust Fund, 1%). These are mandatory for formal-sector employees.

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Nigeria Pension & Social Contributions 2026

Calculate Nigerian pension and social contributions — EE 8%, ER 10%, NHIS 3%, ITF 1%, NSITF 1%. Free calculator with charts.

2026 Contribution Rates:
  • Pension: EE 8%, ER 10%
  • NHIS: 1-5% (avg 3%)
  • ITF: 1%
  • NSITF: 1%
Monthly Salary₦100,000
Employee Total (EE)₦8,000
Employer Total (ER)₦15,000
Grand Total₦23,000

Contribution Breakdown

EE vs ER at Different Salary Levels

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