Nigeria PAYE Tax Calculator 2026

Calculate Nigerian PAYE (Pay As You Earn) personal income tax with 7-24% progressive brackets. Includes consolidated relief allowance (20% + ₦200,000) and NHIS deduction at 2.5%.

How PAYE works in Nigeria

PAYE (Pay As You Earn) is Nigeria's personal income tax system. Taxable income is calculated after deducting Consolidated Relief Allowance (20% of gross income + ₦200,000) and NHIS contributions. Rates range from 7% to 24% across six brackets. Employers deduct and remit PAYE monthly to the State Internal Revenue Service.

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Nigeria PAYE Tax Calculator 2026

Calculate Nigerian PAYE (Pay As You Earn) tax — 7-24% progressive brackets, consolidated relief, NHIS deduction. Free calculator with charts.

2026 PAYE Brackets:
  • First ₦300,000: 7%
  • Next ₦300,000: 11%
  • Next ₦500,000: 15%
  • Next ₦500,000: 19%
  • Next ₦1,600,000: 21%
  • Over ₦3,200,000: 24%

Consolidated Relief: 20% of gross + ₦200,000. NHIS: 2.5%.

Gross Annual₦3,600,000
Taxable Income₦2,590,000
PAYE Tax₦431,900
Effective Rate12.0%
Net Monthly₦256,508
Net Annual₦3,078,100

Income Breakdown

PAYE at Different Salary Levels

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