Perintövero-laskuri 2026 — Suomi

Calculate Finnish inheritance tax (perintövero) by category. All categories receive a €20,000 allowance. Category I: 7–19%, Category II: 10–26%, Category III: 13–33% progressive rates.

How Perintövero works in Finland 2026

Finnish inheritance tax (perintövero) is levied on the transfer of assets upon death. The tax is calculated in three categories based on the relationship between the deceased and the beneficiary. All categories share a €20,000 tax-free allowance, after which progressive tax rates apply. Category I covers close relatives (spouse, children, parents) with rates from 7% to 19%. Category II covers other relatives (siblings, nieces, nephews) at 10% to 26%. Category III covers all others at 13% to 33%.

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Perintövero-laskuri 2026 — Finland Inheritance Tax Calculator

Laske Suomen perintövero 2026 — Luokka I (7-19%), II (10-26%), III (13-33%). €20.000 verovapaa osuus. Ilmainen perintöverolaskuri.

Perintövero 2026:
  • €20,000 tax-free allowance for all categories
  • Category I: 7%–19% progressive
  • Category II: 10%–26% progressive
  • Category III: 13%–33% progressive
Gross Inheritance500 000 €
CategoryI
Tax-Free Allowance20 000 €
Taxable Value480 000 €
Marginal Tax Rate16% (Cat. I)
Perintövero (Inheritance Tax)67 800 €
Effective Tax Rate13.56%
Net Inheritance432 200 €

Inheritance Distribution

Gross vs Net at Different Values (Cat. I)

Tax-Free Allowance by Category

Each beneficiary receives a €20,000 personal allowance regardless of their relationship to the deceased.

Tax Rates (progressive brackets)

After the €20,000 allowance, the tax rate is determined by the taxable value and the relationship category. The rates are progressive across five bands.

Taxable Value (€)Category ICategory IICategory III
0 – 40,0007%10%13%
40,001 – 60,00010%13%16%
60,001 – 200,00013%16%21%
200,001 – 1,000,00016%21%26%
Over 1,000,00019%26%33%

Category Definitions

Category I — Spouse, registered partner, direct descendants (children, grandchildren), parents, and foster children.

Category II — Siblings, half-siblings, nieces, nephews, stepchildren, parents-in-law, and former spouses.

Category III — All other persons not listed in Category I or II, including friends, unmarried partners, and distant relatives.

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