Zambia Social Insurance Calculator 2026 — NAPSA + NHIMA
Calculate social insurance contributions in Zambia. NAPSA at 5% employee + 5% employer (capped at ZMW 2,318/month per party) and NHIMA at 1% employee + 1% employer for national health insurance.
Zambia Tax System
National Pension Scheme Authority (NAPSA) provides retirement benefits in Zambia. Both employee and employer contribute 5% of monthly earnings, capped at a maximum insurable earnings level of ZMW 2,318/month per party. The National Health Insurance Management Authority (NHIMA) requires 1% from both employee and employer with no cap.
2026 Rates: NAPSA 5% employee + 5% employer (capped at 2,318/mo each), NHIMA 1% employee + 1% employer.
Zambia Social Insurance Calculator 2026 — NAPSA + NHIMA
Calculate NAPSA and NHIMA contributions in Zambia 2026. NAPSA 5%+5% capped, NHIMA 1%+1%.
Zambia Social Contributions: NAPSA 5% employee + 5% employer (capped at ZMW 2,318/month). NHIMA 1% employee + 1% employer (no cap).