ISK Skatt 2026 — Sverige
Calculate the tax on your Investeringssparkonto (ISK). The deemed return (schablonintäkt) is based on the average of quarterly capital values × max(statens upplåningsränta + 1 pp, 1.25%). Tax is 30% of the deemed return. Compare ISK vs direct investing at different growth rates.
How ISK tax works
ISK (Investeringssparkonto) is a Swedish investment savings account taxed on a deemed return rather than actual gains. The deemed return is calculated as: average quarterly capital × schablonränta, where schablonränta = max(statens upplåningsränta on Nov 30 + 1 percentage point, 1.25%). The tax is 30% of the deemed return. No tax is owed on actual gains or dividends.
Sweden ISK Tax Calculator 2026 — Investeringssparkonto
Calculate ISK (Investeringssparkonto) deemed return tax. Input quarterly capital values and state lending rate to estimate your ISK tax.