Singapore Salary Calculator 2026

Calculate your net salary after CPF, income tax, and SDL. All rates based on Singapore 2026 tax and CPF rules.

How is net salary calculated?

From your gross salary, the CPF employee contribution is deducted at a rate based on your age group (20% for ≀55, 13% for 55–60, 7.5% for 60–65, 5% for 65+), capped at the first SGD 74,400/year. Income tax is applied progressively: the first SGD 20,000 is tax-free, with marginal rates from 2% to 22% on higher brackets. The Skills Development Levy (SDL) is 0.25% of monthly wages up to SGD 4,500.

2026 CPF cap: SGD 74,400/year (SGD 6,000/month). Income above this cap is not subject to employee CPF.

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Singapore Salary Calculator 2026 β€” CPF & Income Tax

Calculate your take-home salary in Singapore 2026. Includes CPF contributions (employee share by age group), progressive income tax, and Skills Development Levy (SDL).

Annual Gross Salary$60,000
CPF Contribution (Employee)$12,00020% of first SGD 74,400
Income Tax$1,950
SDL (Skills Development Levy)$135
Net Annual Salary$45,915
Net Monthly Salary$3,826

Income Breakdown

Net Salary at Different Gross Levels

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