Rent vs Buy Calculator

Compare the true cost of renting versus buying a home. Enter home price, rent, and other expenses to see which option saves you more over time and how long you need to stay before buying becomes cheaper.

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Rent vs Buy Calculator — Should You Rent or Buy a Home?

Compare the total cost of renting vs buying a home over any time horizon. Free rent vs buy calculator with breakeven analysis.

Home Price ($)Down Payment ($)Interest Rate (%)Annual Property Tax ($)Annual Insurance ($)Maintenance (% of price/yr)Monthly Rent ($)Rent Growth (%/yr)Time Horizon (years)Investment Return Rate (%)

Net Cost of Buying (7yr)$297,203

Net Cost of Renting (7yr)$165,509

Renting is better by$131,694

Breakeven YearYear 1Year when buying becomes cheaper than renting

Rent vs Buy Calculator

Rent vs Buy Calculator — Should You Rent or Buy a Home?

Net Cost Over Time: Rent vs Buy

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