Kenya Social Insurance Calculator 2026 — NSSF + AHL
Calculate social insurance contributions in Kenya. NSSF at 6% of gross pay (capped at KES 1,080/month employee share) and Affordable Housing Levy (AHL) at 3% of gross pay.
Kenya Tax System
National Social Security Fund (NSSF) provides retirement benefits in Kenya. Both employee and employer contribute 6% of pensionable earnings, capped at a monthly ceiling of KES 18,000 (employee max KES 1,080). The Affordable Housing Levy (AHL) is a 3% contribution from gross salary — also matched by the employer — used to fund affordable housing programs. AHL has no cap.
2026 Rates: NSSF 6% employee + 6% employer (capped at 1,080/month each), AHL 3% employee + 3% employer.
Kenya Social Insurance Calculator 2026 — NSSF + AHL
Calculate NSSF + AHL contributions in Kenya 2026. NSSF 6% capped, AHL 3%.
Kenya Social Contributions: NSSF 6% employee + 6% employer (pensionable pay capped at KES 18,000/month). Affordable Housing Levy (AHL) 3% employee.