手取り計算 2026 — 日本

Calculate your net monthly salary from gross. Includes national income tax (5%–45%), reconstruction surtax (2.1%), local inhabitant tax (10%), and shakai hoken (health insurance, pension, employment insurance, child support levy).

How Japanese salary deductions work

From gross salary, shakai hoken is deducted first: health insurance (~4.925%), pension (9.15%), employment insurance (0.5%), plus long-term care (0.81% for age 40+) and child support levy (0.115% new from 2026). National income tax is calculated using 7 progressive brackets (5%–45%) plus a 2.1% reconstruction surtax. Local inhabitant tax (10% + ~¥5,000 per capita) is also deducted. The employment income deduction (¥550K–¥1,950K) and basic deduction (¥580K national, ¥430K local) reduce taxable income.

社保上限: 健康保険 ¥1,390,000/月, 厚生年金 ¥650,000/月. 給与所得控除: 最大¥1,950,000.

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手取り計算 2026 — Japan Salary Calculator

Calculate your take-home pay in Japan 2026. National income tax (5–45%), reconstruction surtax (2.1%), local inhabitant tax (10%), shakai hoken (health, pension, employment, child support).

月収(額面)¥500,000
社会保険(月)¥73,450健康¥24,625 + 厚生年金¥45,750 + 雇用¥2,500 + 子育て¥575
所得税 + 復興税¥16,367所得税¥16,030 + 復興¥337
住民税(月)¥25,82210% + 均等割5,000円
手取り(月)¥384,362限界税率 10%
雇用主負担(月)¥575,700+15.1%

Income Breakdown

Net Salary at Different Gross Levels

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