Jamaica Social Insurance Calculator 2026 — NIS + NHT + Education Tax
Calculate social insurance contributions in Jamaica. NIS 3% EE + 3.5% ER, NHT 2% EE + 3% ER, Education Tax 2% EE + 3.5% ER, and HEART 1% ER contributions.
Jamaica Tax System
National Insurance Scheme (NIS) provides retirement, disability, and survivors' benefits — employees contribute 3% and employers 3.5%, capped at JMD 3.5M annual insurable earnings. National Housing Trust (NHT) provides housing financing — 2% employee + 3% employer, capped at JMD 6M/year. Education Tax funds the education system — 2% employee + 3.5% employer (uncapped). HEART Trust/NTA funds vocational training — 1% employer only.
2026 Rates: NIS 3% + 3.5% (capped 3.5M/yr), NHT 2% + 3% (capped 6M/yr), Edu 2% + 3.5% (uncapped), HEART 1% ER.
Jamaica Social Insurance Calculator 2026 — NIS + NHT + Education Tax
Calculate NIS, NHT, Education Tax, and HEART contributions in Jamaica 2026.
Jamaica Social Contributions: NIS 3% EE + 3.5% ER (capped at JMD 3.5M/yr), NHT 2% EE + 3% ER (capped at JMD 6M/yr), Education Tax 2% EE + 3.5% ER (uncapped), HEART 1% ER.