Emergency Fund Calculator

Determine how many months of expenses you should have saved, and see how your current emergency fund measures up.

Monthly Essential Expenses ($)Current Emergency Savings ($)Income SourcesJob SecurityMonthly Health Insurance Premium ($)Have dependents (children/elders)

Recommended Months

6 months

Target Emergency Fund

$27,000

Current Coverage

2.2 months

Shortfall

$17,000

Savings Levels

Minimum (3mo)

$13,500

Standard (6mo)

$27,000

Conservative (9mo)

$40,500

Maximum (12mo)

$54,000