Down Payment Calculator

Plan your home down payment strategy. Enter the home price, down payment percentage, and target amount to see your down payment, loan amount, PMI requirements, and estimated monthly payments.

← Back to Tools

Down Payment Calculator — Plan Your Home Down Payment

Calculate your down payment amount, loan amount, PMI requirements, and estimated monthly payment. Free down payment calculator.

Min Down Payment (20%)$80,000
Target Down Payment$100,000
Loan Amount (min down)$320,000
PMI RequiredNo20%+ down avoids PMI
Est. Monthly Payment (min down)$2,023P&I only at 6.5% / 30yr
Est. Monthly Payment (target down)$1,896P&I only at 6.5% / 30yr

Down Payment vs Loan Amount

Monthly Payment at Different Down Payment %

Related Calculators