Commodity Allocation Calculator
Determine the right commodity allocation for your portfolio. Based on your risk profile, this calculator tells you how much to invest in precious metals, energy, and industrial commodities.
Why Allocate to Commodities?
Commodities provide inflation protection, portfolio diversification, and a hedge against geopolitical risk. Unlike stocks and bonds, commodities often move independently of financial markets. A typical balanced portfolio allocates 5–15% to commodities depending on risk tolerance. Gold alone has delivered positive returns in 5 of the last 6 recessions.
Example: A $500,000 moderate portfolio targets 10% ($50,000) in commodities. If you currently hold $30,000, you're under-allocated by $20,000 and may want to add gold ETFs or broad commodity funds.
Commodity Allocation Calculator — How Much Should You Invest in Commodities?
Find your ideal commodity allocation based on portfolio size and risk tolerance. Compares current vs target allocation with recommendations for gold, silver, energy, and metals.
Current vs Target Commodity Allocation
Your Current Allocation
Target (Moderate)
Why 10% in Commodities?
Balanced approach. 8–12% in commodities diversifies portfolio. Includes precious metals and some energy exposure.
Suggested vehicles: Gold, silver, broad commodity ETFs