Canada Child Benefit (CCB) Calculator 2026/27
The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18. For the July 2026 – June 2027 benefit year, the maximum annual benefit is $7,800 per child under 6 and $6,570 per child aged 6–17. Benefits are reduced once adjusted family net income exceeds $36,502, with phase-out rates from 7% to 23% depending on the number of children.
How the Canada Child Benefit works
Tax-free payments: CCB is paid monthly (July to June) and is based on your adjusted family net income from the previous tax year. It is not taxable. Phase-out: If your family income is above $36,502, your CCB is reduced by a percentage that increases with the number of children (7% for 1 child, 13.5% for 2, 19% for 3, 23% for 4+). Child Disability Benefit: Families caring for a child eligible for the Disability Tax Credit may receive up to $3,322/year per eligible child. Provincial benefits: Several provinces offer additional child benefits (e.g., Ontario Child Benefit, BC Family Benefit, Alberta Child & Family Benefit) that are often bundled with the federal CCB payment.
Canada Child Benefit (CCB) Calculator 2026/27
Free Canada Child Benefit calculator. Estimate your CCB payments, Child Disability Benefit, and provincial family benefits based on income and number of children.
Benefit Breakdown
Estimated CCB at Different Income Levels
Estimated CCB by Family Income
| Family Income | Federal CCB | Provincial Benefit | Disability Benefit | Total | Monthly |
|---|---|---|---|---|---|
| $30K | $14,370/yr | $1,600/yr | $0/yr | $15,970/yr | $1,331/mo |
| $40K | $13,898/yr | $1,600/yr | $0/yr | $15,498/yr | $1,291/mo |
| $50K | $12,548/yr | $1,600/yr | $0/yr | $14,148/yr | $1,179/mo |
| $60K | $11,198/yr | $1,600/yr | $0/yr | $12,798/yr | $1,066/mo |
| $70K | $9,848/yr | $1,600/yr | $0/yr | $11,448/yr | $954/mo |
| $80K ← your income | $8,498/yr | $1,600/yr | $0/yr | $10,098/yr | $841/mo |
| $90K | $7,148/yr | $1,200/yr | $0/yr | $8,348/yr | $696/mo |
| $100K | $5,798/yr | $800/yr | $0/yr | $6,598/yr | $550/mo |
| $110K | $4,448/yr | $400/yr | $0/yr | $4,848/yr | $404/mo |
| $120K | $3,098/yr | $0/yr | $0/yr | $3,098/yr | $258/mo |
| $130K | $1,748/yr | $0/yr | $0/yr | $1,748/yr | $146/mo |
| $140K | $398/yr | $0/yr | $0/yr | $398/yr | $33/mo |
| $150K | $0/yr | $0/yr | $0/yr | $0/yr | $0/mo |