Bahrain Social Insurance Calculator 2026

Bahrain SIO: nationals contribute 6% (employee) + 12% (employer), capped at BHD 4,000/month. Expatriates pay 0% employee share; employers pay 1% for work injury insurance plus BHD 60/month LMRA fee.

Bahrain Social Insurance

The Social Insurance Organization (SIO) covers Bahraini nationals for old-age pensions, disability, and death benefits. The contribution is 18% total (6% employee + 12% employer), capped at BHD 4,000 monthly salary. Expatriates are not covered by SIO; employers pay a 1% work injury insurance contribution and a BHD 60/month LMRA fee.

2026 Rates: National EE 6%, National ER 12%, Expat EE 0%, Expat ER 1% + BHD 60 LMRA. Cap: BHD 4,000/month.

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Bahrain Social Insurance Calculator 2026 — SIO Contributions

Calculate Bahrain SIO contributions: nationals 6% EE + 12% ER, expats 0% EE + 1% ER. Free online calculator.

Bahrain SIO: nationals 6% EE + 12% ER (total 18%), capped at BHD 4,000/month. Expatriates: 0% EE, 1% ER work injury + BHD 60/month LMRA fee.

Annual SalaryBHD 18,000
Employee SIO (6%)BHD 90per month, capped at BHD 4K
Employer SIO (12%)BHD 180per month, capped at BHD 4K
Total Monthly ContributionBHD 27018% of capped salary

Contribution Split

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