APR Calculator

Calculate the true cost of a loan by comparing the nominal interest rate with the APR, which includes origination fees and other costs. Enter your loan amount, rate, term, and fees to see the real APR.

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APR Calculator — Annual Percentage Rate Calculator

Calculate the true APR of any loan including fees. Compare nominal rate vs APR with monthly payment and total interest.

Loan Amount ($)Interest Rate (%)Loan Term (months)Origination Fees ($)Other Fees ($)

Monthly Payment (P&I)$304

Total Interest$952

Total Fees$500

APR9.48%Nominal rate: 6%

APR vs Nominal Rate

Cost Components

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