UK Property & Housing Guides

14 guides on SDLT, rental income, CGT on property, landlord tax, and housing schemes.

Buy to Let Property — InvestmentKit

UK buy-to-let tax 2026/27 — rental profits, mortgage interest restriction (20% basic rate relief), Section 24, capital gains, wear and tear, and incorporation options.

Construction Industry Scheme — InvestmentKit

the UK Construction Industry Scheme (CIS) 2026/27 — CIS deductions at 20% and 30%, gross payment status, subcontractor verification, monthly returns, and penalties.

Council Tax — InvestmentKit

UK Council Tax 2026/27 — bands A-H, property valuation, single person discount (25%), student disregard, exemptions, empty homes premium, and appeals.

Help to Buy & Shared Ownership — InvestmentKit

UK Help to Buy and Shared Ownership schemes 2026/27 — Help to Buy ISA, Lifetime ISA, equity loans, staircasing, SDLT on shared ownership, and eligibility criteria.

Holiday Let Tax — InvestmentKit

UK furnished holiday lettings tax 2026/27 — FHL qualifying conditions, capital allowances vs replacement relief, business rates vs council tax, and the FHL abolition from April 2025.

Landlord Tax Guide — InvestmentKit

Complete 2026/27 UK landlord tax guide — allowable expenses, finance cost relief, Self Assessment, stamp duty surcharges, incorporation, and HMRC compliance for residential landlords.

Leasehold Property Tax — InvestmentKit

UK leasehold property tax 2026/27 — ground rent, service charges, SDLT on leasehold purchases, lease extensions, enfranchisement, and tax treatment of lease premiums.

Non-Resident Landlord — InvestmentKit

the UK Non-Resident Landlord (NRL) Scheme 2026/27 — letting agent deductions, applying for net income without tax deducted, NRL returns, and double taxation treaties.

Principal Private Residence Relief — InvestmentKit

UK Principal Private Residence Relief (PPR) — full CGT relief on your main home, final 9 months exemption, deemed occupation, garden and grounds, and letting relief.

Property Allowance — InvestmentKit

the UK £1,000 property allowance 2026/27 — tax-free property income, choosing expenses vs allowance, joint owners, interaction with Rent a Room, and reporting on your tax return.

Property Investment & Flipping — InvestmentKit

UK tax on property investment and flipping 2026/27 — trading vs investment, artificial splitting, SDLT on multiple purchases, HMRC anti-avoidance rules.

Rent a Room Scheme — InvestmentKit

the UK Rent a Room Scheme 2026/27 — £7,500 tax-free threshold, opting in and out, furnished residential accommodation, Airbnb implications, and how it interacts with the property allowance.

Rental Income Tax — InvestmentKit

UK tax on rental income 2026/27 — allowable expenses, property allowance, mortgage interest restriction, and reporting rental profits on SA105.

Stamp Duty Land Tax — InvestmentKit

UK Stamp Duty Land Tax (SDLT) 2026/27 — residential rates 0–12%, first-time buyer relief, surcharges for second homes and non-residents.

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