UK Investment & Savings Guides

16 guides on CGT, ISAs, dividends, crypto, venture capital, and investment tax.

Capital Gains Tax on Property — InvestmentKit

UK Capital Gains Tax on property 2026/27 — 18%/24% rates, £3,000 annual exempt amount, 60-day reporting, and property disposal returns.

Capital Gains Tax — InvestmentKit

UK capital gains tax guide: £3,000 annual exempt amount, 10%/20% rates, 18%/24% on property, BADR, reporting, losses, and assets covered.

Collective Investment Funds — InvestmentKit

UK collective investment funds: OEICs, unit trusts, investment trusts, accumulation vs distribution units, equalisation, reporting status, and tax.

Cryptocurrency Tax — InvestmentKit

UK cryptocurrency tax: HMRC guidance on crypto assets, CGT on disposals, Income Tax on mining/staking, DeFi, NFTs, airdrops, and record-keeping.

Dividend Tax UK — InvestmentKit

UK dividend tax rules: £500 dividend allowance, 8.75%/33.75%/39.35% rates, dividend nil rate band, and reporting dividends on Self Assessment.

Enterprise Investment Scheme — InvestmentKit

EIS guide: 30% income tax relief, £2m annual limit, CGT deferral and disposal exemption, qualifying conditions, and advance assurance explained.

Foreign Investment Income — InvestmentKit

UK foreign investment income: reporting foreign dividends, interest and gains on SA106, double taxation relief, remittance basis, and foreign tax credit.

Gilt-Edged Securities — InvestmentKit

UK gilts guide: fixed-income investments, accrued income scheme, tax treatment of coupon vs discount, index-linked gilts, capital gains exemption.

Investment Bonds — InvestmentKit

UK investment bonds guide: onshore vs offshore, top-slicing relief, 5% tax-deferred allowance, chargeable events, and basic rate band management.

ISA Guide — InvestmentKit

Complete UK ISA guide: £20,000 annual allowance, Cash ISA, Stocks & Shares ISA, Lifetime ISA, Innovative Finance ISA, Junior ISA rules explained.

Premium Bonds — InvestmentKit

UK Premium Bonds guide: NS&I, £50k max holding, tax-free prizes, prize fund rate, odds of winning, and how to buy and manage your bonds.

Savings Interest Tax — InvestmentKit

UK savings interest tax: Personal Savings Allowance (£1k/£500/£0), starting rate for savings (up to £5,000), how banks report, and foreign account interest.

Seed Enterprise Investment Scheme — InvestmentKit

SEIS guide: 50% income tax relief, £200k max investment, CGT reinvestment relief, qualifying companies, and annual limits explained in detail.

Share Dealing and Trading Tax — InvestmentKit

UK share dealing tax: CGT bed-and-breakfasting rules, share identification FA 2012, Section 104 pool, and reporting on SA108 explained.

Spread Betting and CFDs — InvestmentKit

UK spread betting and CFD tax: tax-free spread betting, CFD taxation, differences between financial spread bets and CFDs, and HMRC guidance.

Venture Capital Schemes — InvestmentKit

UK venture capital schemes: EIS 30% income tax relief, SEIS 50% relief, VCT 30% relief with tax-free dividends. Rules, limits and risk warnings.

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