Sudan Social Contributions Guide — التأمينات الاجتماعية
Sudan mandatory social insurance contributions for 2026. The guide covers: the employee contribution at 3% of salary; the employer contribution at 8% of salary; the monthly cap on insurable earnings at SDG 5,000; the total combined rate of 11% of the contributory salary; and the benefits provided including old-age pension, disability pension, and survivor benefits.
Employee Contribution — حصة المؤمن عليه (3%)
- Rate — 3% of salary: The employee must contribute 3% of their gross salary to the Social Insurance Fund. The contribution is deducted directly from the gross salary by the employer.
- Monthly ceiling — SDG 5,000: The contributory salary is capped at a maximum of SDG 5,000 per month. Any portion of salary above SDG 5,000 is not subject to social insurance contributions. The minimum contributory salary is also set by the government.
- Coverage: Employee contributions fund old-age pension, disability pension, and survivor benefits. A minimum of 15 contribution years is required for pension eligibility.
Employer Contribution — حصة صاحب العمل (8%)
- Rate — 8% of salary: The employer pays 8% of the employee's gross salary to the Social Insurance Fund. The employer contribution is paid on top of the employee's gross salary.
- Same ceiling — SDG 5,000/month: The employer contribution uses the same SDG 5,000/month cap as the employee contribution.
- Additional obligations: Employers must: (a) register all employees with the Social Insurance Fund within 30 days of hiring, (b) submit monthly contribution declarations, (c) maintain payroll records for inspection.
Total Contribution Summary
- Employee total — 3%: 3% of gross salary up to SDG 5,000/month ceiling
- Employer total — 8%: 8% of gross salary up to the same ceiling
- Combined total — 11%: Employee 3% + Employer 8% = 11% of contributory salary, subject to the SDG 5,000 monthly ceiling
- Maximum monthly contribution: Employee maximum = SDG 150/month (3% × SDG 5,000), Employer maximum = SDG 400/month (8% × SDG 5,000), Total maximum = SDG 550/month (11% × SDG 5,000)
- Currency — SDG: All contributions are paid in Sudanese Pounds (SDG, جنيه سوداني).
Self-Employed Contributions
- Voluntary registration: Self-employed individuals may register voluntarily with the Social Insurance Fund.
- Contribution rate: Self-employed persons typically contribute at a combined rate (approximately 11% of declared income) since there is no employer component.
- Contribution base: May choose contributory income within a range set by the Fund, which directly affects future pension benefit.
Benefits Provided
- Old-age pension: Monthly pension after reaching retirement age (60 male / 55 female) with minimum 15 contribution years
- Disability pension: For permanent disability with reduced contribution requirements
- Survivor pension: For eligible dependents upon the insured's death
- Work injury benefits: Medical treatment and compensation for work-related injuries