Tax on Investment Income in Sao Tome and Principe
Investment income in Sao Tome and Principe is subject to various tax treatments depending on the type of income and the taxpayer's status. This guide covers the taxation of dividends, interest, rental income, and other investment returns.
Dividend Income
Individual Taxation
Dividends received by individual residents are subject to a final withholding tax of 10%. This withholding is the final tax liability, meaning dividends are not included in the progressive personal income tax return. Non-residents are subject to the same 10% rate.
Corporate Taxation
Dividends received by a resident company from another resident company may qualify for exemption. Foreign-source dividends are taxable at the standard IRC rate of 25%, with a foreign tax credit available.
Interest Income
Individual Taxation
Interest income earned by individuals is subject to a final withholding tax at 10%:
- Bank deposits: 10%
- Government bonds: 10%
- Corporate bonds: 10%
- Private loans: 10%
Corporate Taxation
Interest income received by corporations is included in taxable income and taxed at the standard IRC rate of 25%. Interest expense is generally deductible.
Rental Income
Rental income from immovable property is taxed as follows:
- Individuals: Net rental income (after deducting expenses) is subject to progressive IRS rates (0-25%)
- Corporations: Rental income is included in business income and taxed at 25%
- Withholding Tax: 15% withholding on rental payments to non-residents
Landlords may deduct expenses including maintenance, property management fees, insurance, and interest on mortgages.
Capital Gains
Capital gains on investments are generally taxed as ordinary income at progressive IRS rates (0-25%) for individuals and 25% IRC for corporations.
Foreign Investment Income
Sao Tome and Principe taxes residents on their worldwide income. Foreign investment income is generally taxable in Sao Tome and Principe, with a foreign tax credit available for taxes paid abroad.
Reporting Requirements
Investment income subject to final withholding tax (dividends, interest) generally does not need to be reported in the annual tax return. However, taxpayers may choose to include such income in their return if their marginal tax rate is lower than the withholding rate.