Tax on Investment Income in San Marino
Investment income in San Marino is subject to various tax treatments depending on the type of income and the taxpayer's status. This guide covers the taxation of dividends, interest, rental income, and other investment returns.
Dividend Income
Individual Taxation
Dividends received by resident individuals are generally not subject to withholding tax (0% rate). Non-residents are subject to a withholding tax of 10% on dividends received from San Marino sources.
Corporate Taxation
Dividends received by a resident company from another resident company may qualify for participation exemption. Foreign-source dividends are taxable at the standard CIT rate of 17%, with a foreign tax credit available.
Interest Income
Individual Taxation
Interest income earned by individuals is not subject to withholding tax (0% rate):
- Bank deposits: 0%
- Government bonds: 0%
- Corporate bonds: 0%
- Private loans: 0%
Corporate Taxation
Interest income received by corporations is included in taxable income and taxed at the standard CIT rate of 17%. Interest expense is generally deductible.
Rental Income
Rental income from immovable property is taxed as follows:
- Individuals: Net rental income (after deducting expenses) is subject to progressive PIT rates (0-35%)
- Corporations: Rental income is included in business income and taxed at 17%
- Withholding Tax: May apply on rental payments to non-residents
Landlords may deduct expenses including maintenance, property management fees, insurance, and interest on mortgages.
Capital Gains
San Marino does not have a separate capital gains tax. Gains from the sale of assets by individuals are generally not taxed unless the asset is sold within 5 years of acquisition and the taxpayer is considered a professional trader.
Foreign Investment Income
San Marino taxes residents on their worldwide income. Foreign investment income is generally taxable in San Marino, with a foreign tax credit available for taxes paid abroad.
Reporting Requirements
Investment income may need to be reported in the annual tax return depending on the type and source. Taxpayers should consult with a tax advisor to ensure compliance.