Cost of Living in San Marino

San Marino is a small, landlocked microstate surrounded by Italy. While the cost of living is generally moderate compared to other Western European countries, prices in certain categories reflect the country's limited size and reliance on imports.

Housing Costs

Housing costs in San Marino vary depending on location:

• Rent (1-bedroom in city center): €500-800 per month
• Rent (3-bedroom in city center): €900-1,500 per month
• Property Purchase: €2,000-4,000 per square meter
• Utilities: €100-200 per month (electricity, heating, water, garbage)

Food and Groceries

• Basic groceries (monthly): €200-350 per person
• Meal at inexpensive restaurant: €15-25
• Three-course meal for two: €50-80
• Coffee: €1.50-2.50

Transportation

• Public transport: Limited bus service, €1-3 per ride
• Fuel: Approximately €1.70-2.00 per liter
• Taxi: €10-20 for short trips within the city
• Car insurance: €400-800 per year

Healthcare

• Public healthcare: Available through SSD social security for residents
• Private health insurance: €50-150 per month
• Doctor visit: €30-80 (private)

Education

• Public schools: Free for residents
• Private international schools: €5,000-12,000 per year
• University of San Marino: €1,000-3,000 per year

Taxes on Consumption

San Marino's IVA (VAT) is 17% standard and 9% reduced. This is included in the price of most goods and services. Income tax rates range from 0% to 35% progressive.

Monthly Budget Estimates